By David A. Wolf, Attorney – Child Injury Lawyer Blog
In a day care center case, there are essentially four elements to prove:
1. Duty;
2. Breach of Duty;
3. Causation;
4. Damages
While liability insurance is not one of the elements to prove up a legal case, most Child Injury Lawyers will investigate the case to determine the availability and amount of liability insurance for the day care center. The practical pursuit of the case may be challenging if there is no liability insurance in place for the injuries or damages complained of even if there is a wrongful death resulting from the negligence of a day care center provider. If a child dies as a result of the carelessness or negligence of a day care provider, a civil action in the form of a wrongful death case can be pursued on behalf of the parents. Certainly, no lawsuit and no amount of money can or will ever replace a child. However, as our legal system exist, there is a cause of action to pursue that must follow the applicable guidelines, rules, procedures, and laws in the proscribed wrongful death act. Again, the issue of liability insurance, in most cases, will be key to the successful and practical pursuit of a personal injury case or a wrongful death case involving a day care center, child care center, summer camp, and other entity responsible for the supervision, education, and / or care of children.
David Wolf is a child injury attorney, author, and advocate. For over 25 years, he has devoted his career to the enforcement and protection of children. He is the author of 7 books focusing on personal injury topics including the book titled – The ABCs of Child Injury – Legal Rights of the Injured Child – What Every Parent Should Know. This book has chapters on Day Care Center Injuries, School Injuries, Automobile Accidents, and other topics. You can get this book for free at The ABCs of Child Injury.